Dennis is a founding member of FCG.  He graduated with honors from the University of Alabama in Birmingham with an undergraduate degree in Accounting.  He received a Master’s in Tax Accounting from the University of Alabama.  He worked with Arthur Young (now Ernst & Young) for nine years in the tax department (1980-1989).  He served as the Arthur Young National Tax Resident (1983-1984), working in the employee compensation and retirement plan division.  He was a compensation and benefit specialist for Arthur Young teaching at the firm’s national seminars.  From 1989 to 1993, Dennis served as the Vice President of Human Resources and Vice President of Finance for Birmingham Steel Corporation, one of the nation’s largest steel producers.  From 1993 to November 1996, he was Executive Vice President of BCA with responsibilities for client relations, regulatory and accounting compliance, and design of qualifies and non-qualified retirement plans for directors and key executives and professionals. Dennis holds a series 65 license as well as Life/Health Insurance licenses in all states.

Lloyd is a founding member of FCG.  He is an honors graduate of the University of Memphis where he earned a B.A. and a J.D.  He completed his legal studies at the University of Florida earning an LL.M. (Masters in Taxation).  Lloyd practiced law with the firm of Rushton, Stakely, Johnston & Garrett, P.A. in Montgomery, Alabama from 1984 through 1988 in the areas of qualified retirement plans, general estate and income tax, and bankruptcy.  He headed the legal department at BCA for eight years and served as the President of First Southern Trust Company, an affiliate of BCA.  He has 30 years of experience in ESOPs, KSOPs, tax qualified plans, estate planning, and regulatory issues.  He is admitted to practice before the United States Tax Court, Sixth Circuit Court of Appeals, and the United States Supreme Court.

Carolyn is Client Service Director of FCG.  She graduated with honors from Memphis State University with an undergraduate degree in accounting.  She worked with First Mercantile Trust Company for six years in the Administration Department.  From 1995 to 1997, she was a Senior Account Executive and Director of Operations with First Southern Trust Company.  From 1997 to October 1999, she was a Vice President and Trust Officer with National Bank of Commerce in the Employee Benefits Department of the Trust Division.  She has extensive experience involving the administration of ESOPs, KSOPs, tax-qualified and non-qualified plans.  In addition to being a CPA, she is a Qualified Pension Administrator (QPA) and a Certified Employee Benefits Specialist (CEBS).

Boyd is Director of Bank Relations of FCG.  He graduated from the University of Alabama with a degree in business administration.  From 1986 to 2001, Boyd worked with Rhea and Ivy, CPAs, a regional accounting firm based in Memphis, in their audit department.  From 2001 until 2008, he served as Chief Financial Officer for a financial consulting firm that centered on financial strategies for the community banking industry where he was responsible for developing BOLI strategies and administration.  Boyd is a CPA and currently has a certificate in good standing.

Angela is a Client Services Specialist of FCG. She graduated from Missouri State University with an undergraduate degree in Mathematics. She has been a member of FCG since 2014. She has worked in the retirement plan administration industry for 12 years. From 2002 to 2013, she worked with Ellis Benefits, a local retirement plan administration firm. Angela is ASPPA certified as a Qualified Pension Administrator and as a Qualified 401(k) Administrator.

Jeremy is the Director of Marketing & Business Development of FCG.  He graduated from Samford University where he earned a B.A. in Business Marketing. Upon graduation, he worked for three years as a District Manager for Automatic Data Processing (ADP) in the Memphis area providing business owners with payroll and employee benefit solutions. Jeremy holds his series 65 license as well as Life/Health Insurance license in various states.

Joshua is a Client Services Specialist of FCG.  He plans to graduate from the University of Memphis in the Spring of 2016 with an undergraduate degree in Accounting.  Joshua handles administration for retirement plans and is responsible for regulatory compliance.

Michael is a Client Service Manager.  He graduated with honors from the University of Memphis with a undergraduate degree in education.  He received a Masters in Business Administration and a Certificate in Public Administration from Christian Brothers University. He worked for the City of Memphis for 26 years where he was responsibility for budget and compliance mandates.